SBI Prime Credit Card is an all-purpose card that provides perks for all services like – dining, shopping, rewards, flights, hotels etc. This card offers excellent rewards and benefits on everyday transactions that a customer does such as groceries, restaurant, and department shop purchases, making it a great choice for high-spending customers. Some of the travel benefits available to cardholders include complimentary membership in Priority Pass, Club Vistara, and Trident Red Tier. SBI Card Prime is issued in three variants: Master Card, American Express, and VISA variant. Although the benefits and reward points offered by the three of them are almost equal.
| Key Highlights of SBI Prime Credit Card | |
| Best Suited or | Travel, shopping & rewards |
| Joining Fee | INR 2,999 |
| Annual Fee | INR 2,999 (Waived off on spending INR 3 lakh in a year) |
| Welcome Benefit | E-gift vouchers worth INR 3,000 from top brands |
| Best Feature | 10 reward points for every INR 100 spent on dining, groceries, departmental stores, and movies |
SBI Prime Credit Card Features and Benefits
SBI Prime Card offers numerous benefits to customers like offering benefits on multiple categories including dining, grocery, travel, golf, fuel, and more. Below mentioned are some of the major SBI Prime Credit Card benefits:
- WELCOME BENEFIT WORTH INR 3000 – This card offers gift vouchers of INR 3000 for top brands as per the below details –
- Bata/Hush Puppies, Pantaloons, Shopper Stop – Cardholders can redeem vouchers by showing the code at the respective brand store.
- Yatra, Shoppers Stop – Vouchers can be redeemed at the time of purchase.
- Aditya Birla Retail Voucher – Vouchers of selected brands can be redeemed like Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter.
- UP TO 20X REWARDS POINTS – With this card, a cardholder can earn 20 reward points per transaction. Taking this point into consideration it can be considered one of the best reward credit cards in the market. You can pay your outstanding bills through accumulated reward points. Details are mentioned below –
- The cardholder will get 20 reward points for every 100 INR spent on his birthday.
- 10 reward points for every INR 100 spent on dining, groceries, departmental stores, and movies
- 2 reward points for every INR. 100 spent on all other retail purchases, except for fuel
- MULTIPLE MILESTONE BENEFITS – If the cardholder can achieve spending milestones he will be able to get complimentary benefits and a renewal fee waiver through this credit card. Below mentioned are the details :
- Cardholders will get a Pizza Hut voucher of INR 1000 if they spend INR 50000 in the calendar year.
- Renewal fees will be waived on spending INR 3 lakh in the calendar year.
- Yatra/ Pantaloons gift voucher worth INR 7,000 on achieving annual spends of INR 5 lakh.
- TRAVEL BENEFITS – This credit card gives various travel benefits to its cardholder like offering complimentary Trident Privilege Red Tier Membership, Club Vistara Membership, and international as well as domestic lounge visits for primary cardholders. With this membership, you can avail of benefits and rewards that are mentioned below –
- Complimentary Trident Privilege Red Tier Membership
- 1,000 welcome points on registration
- 1,500 bonus points on your first stay
- Extra 1,000 hotel credit on an extended night stay (use promo code: SBITH)
- 10% instant discount on bookings via the hotel website
- 10 points on every INR 100 spent during your stay at participating hotels
- Complimentary Club Vistara Membership
- Complimentary club Vistara membership will be given to the cardholder.
- 1 upgrade voucher
- 9 Club Vistara (CV) Points for every INR 100 spent on Vistara flights
- Other Benefits – Apart from the above-mentioned benefits, there are some more benefits that an SBI Prime cardholder can enjoy. This card offers a fuel surcharge waiver and exclusive privileges for card users. Below mentioned are some of the other SBI Card Prime benefits:
- 1% fuel surcharge waiver on your transactions between INR 500 and INR 4,000 across all petrol pumps in India.
- Up to 10% off on Hertz car rental
- Up to 35% discount on Avis Car rentals
- Cardholders can enjoy exclusive benefits across 900 luxury hotels worldwide.
- Golf Benefits:
Following are the golf benefits that you can enjoy with the MasterCard variant:
- 4 rounds of complimentary green fees.
- Up to 50% discount on golf games.
- 1 complimentary golf lesson per month.
- INSURANCE BENEFITS –
- Complimentary air accident liability cover worth INR 50 lakh.
- Fraud liability cover worth INR 1 lakh is applicable from 48 hours before 7 days post reporting the loss of card to the bank.
SBI PRIME CARD FEES AND CHARGES:
Below are the SBI Prime Credit Card annual fees and other charges:
| Title | Details |
|---|---|
| Joining Fee | INR. 2,999 |
| Annual/ Renewal Fee | INR. 2,999 (Waived off on spending INR. 3 lakh in a year) |
| Finance Charges | 3.5% p.m. (42% p.a.) |
| Late Payment Charges** | For Statement BalanceUp to INR. 500: NilINR. 500 up to INR. 1,000: INR. 400INR. 1,000 up to INR. 10,000: INR. 750INR. 10,000 up to INR. 25,000: INR. 950INR. 25,000 up to INR. 50,000: INR. 1,100Above INR. 50,000: INR. 1,300 |
SBI PRIME CREDIT CARD ELIGIBILITY CRITERIA –
The eligibility criteria to apply for this credit card are listed in the table below-
| Age | 18 – 70 Years |
| Residence | NRIs and Indian Residents |
SBI PRIME CREDIT CARD DOCUMENTATION REQUIRED –
- A photocopy of a PAN Card or Form 16 is required.
- The credit card form should be completed properly and then submitted.
- A passport, Ration Card, utility bill, Aadhar, and other forms of identification are acceptable as proof of residency.
- PAN, driver’s license, Aadhar Card, and other forms of identification are acceptable.
- Colored passport-size photographs of the applicant are required.
SBI CREDIT CARD CUSTOMER CARE NUMBER–
If you have any queries, complaints, or feedback then you can give it to SBI Credit Card Customer Care, over there you can contact their executive on the mentioned number-
Prefix your city STD code and dial 39 02 02 02 to talk to a customer care executive in your city.
